When purchasing a property, the first and foremost thing to do is to transfer the property’s ownership or renew the title deed. This title deed ensures property ownership and makes it legal. Renewing a title deed is an easy process.
This blog provides the step-by-step procedures, requirements and essential considerations to renew a title deed in RAK.
- Understanding the Importance of Title Deed Renewal
- Steps to Renew a Title Deed in RAK
- Service Charges
- Service Conditions
- Tips for a Smooth Renewal Process
- Legal and Financial Considerations
- FAQs
Understanding the Importance of Title Deed Renewal
Title deed renewal in Ras Al Khaimah Emirate (RAK) is a systematic procedure to update the legal ownership of a property. A title deed is a legal document that verifies property ownership. It is typically in the owner’s name and is generally kept by mortgage lenders until the buyer completes the payment.
Renewing the title deed is crucial for the following reasons:
Legal Verification
The title deed renewal ensures that property ownership information is valid and legally recognised.
Property Transactions
The renewal of title deeds makes selling, leasing, or transferring property easier without facing legal obstacles.
Avoiding Fines
It also prevents fines or penalties for having expired or out-of-date ownership records.
Securing Financing Options
It allows the property owners to obtain loans or mortgages on their property.
Steps to Renew a Title Deed in RAK
The process to renew a title deed in RAK involves multiple steps, which are described below:
1. Gather Required Documents
Before initiating the renewal process, collect all necessary documents. Typically, these include:
- Copy of the old Title Deed
- Copy of Emirates ID
- Copy of building permits
- Copy of site plan
- Copy of completion certification
- Copy of letter from bank for mortgage properties
2. Register with RAK Government’s Official Website
Visit the RAK’s Government Official Website and go to the title deed renewal page. Begin the procedure by clicking on Start Service.
3. UAE Pass Registration
To register to the portal, you must have a UAE PASS and a valid Emirates ID.
4. Read the Terms and Conditions
Check the terms and conditions carefully and ensure you have all the required documents.
5. Pay the Applicable Fees
Pay the renewal fees as stipulated by the RAK Municipality. The cost may vary based on the type and size of the property. It is advisable to confirm the exact amount beforehand to avoid any delays.
6. Approval and Issuance of New Title Deed
Once the application is processed and all conditions are met, the RAK Municipality will approve the renewal request. The new title deed will reflect the updated ownership information and the renewal period.
7. Collect the New Title Deed
You will be notified via email after approval. A property owner will receive an electronic copy of the renewed title deed. Additionally, visit the Municipality Headquarters Customer Happiness Centre to collect the original renewed title deed.
Service Charges
Similar to Tafweet for old property confirmation, the Ras Al Khaimah (RAK) government has defined the service charges for title deed renewal and other additions. The fees for renewing the title deed may vary depending on the service.
- Title Deed Renewal: AED 600
- Adding Facilities to the Property: AED 600
- Adding a Building to a Vacant Land: AED 1500 (for one building)
- Adding an Investment Building to Vacant Land: AED 2000
- Additional Fee Per Unit (office or shop): AED 50
- Adding an Industrial Building to Vacant Land: AED 3000 (for one building)
Service Conditions
Applicants must fulfil the following service conditions:
- Required fields must be filled. This is mandatory.
- All the necessary documents mentioned above must be attached.
Tips for a Smooth Renewal Process
To avoid any legal consequences, we suggest our readers to remain proactive in property matters and make sure to:
- Double-check the list of required documents and ensure they are current and properly attested.
- For online registration, make sure you have registered for the UAE PASS.
- Pay any outstanding service charges or fees associated with the property to avoid delays.
- Provide accurate and up-to-date information on the application form to prevent processing issues.
- Be prepared to respond promptly to any requests for additional information or clarification from the municipality.
- Consider hiring a legal advisor or a real estate professional to assist with the renewal process. Especially if you are dealing with complex property transactions or ownership structures.
- If you have any queries, contact the municipality call centre during working hours.
Legal and Financial Considerations
Renewing a title deed also involves understanding the legal and financial implications:
Legal Compliance
Ensure the property complies with all local laws and regulations, including zoning laws and building codes.
Financial Planning
Budget for the renewal fees and any additional costs, such as property inspections or legal consultations.
Ownership Disputes
Resolve any disputes related to property ownership before initiating the renewal process to avoid complications.
FAQs
You can begin the renewal process by accessing the e-services portal on the RAK Municipality website. Ensure you have all required documents ready. This includes a copy of the site plan, your current title deed, your ID, building permits, NOCs, and the completion certificate.
The standard fee for renewing a title deed is AED 600. Additional fees may apply for modifications, such as adding new facilities or buildings.
The processing time for renewing a title deed is typically two working days. However, it may vary depending on the complexity of the application and whether additional inspections are required.
Yes, you can renew your title deed online through the RAK Municipality’s e-services portal. For online registration, you must register with UAE PASS and ensure all required documents are uploaded.
If your application is incomplete or rejected, you should review the feedback provided by the RAK Municipality. Then, correct any errors or omissions and resubmit the application with all the required documents.
Renewing a title deed in Ras Al Khaimah is crucial for property owners to maintain their legal ownership status and facilitate future transactions. Apart from that, you can learn about property ownership transfer in Abu Dhabi if you live in the capital.
If you want to buy a property in Ras Al Khaimah, Property Finder is the place for you. Check out various options to buy and rent!
