Dubai is known for its luxury shopping, modern architecture, and vibrant nightlife. This gorgeous city has so much to offer, from unparalleled architecture to one-of-a-kind attractions.
But if you’re just about to move here, this may lead you to wonder what price tag comes with a comfortable life in Dubai. In this article, we will be breaking down the most common living expenses in Dubai to help you plan and budget for your new life here.
- Housing
- Utilities
- Groceries
- Healthcare & Insurance
- Schools
- Transport
- Leisure
- Average Cost of Living for Families, Singles and Couples
- Budget Planner
Housing
Whether you are renting or buying, housing in Dubai will likely be your largest expense, but it is one over which you have a lot of control. That is because housing prices vary significantly in Dubai depending on the community you choose by up to 400%.
For example, the yearly rent for a studio apartment is around AED 85,000 in Downtown Dubai but could be AED 40,000 in a more affordable community like Jumeirah Village Circle. Conclusively, explore different areas and find one that matches your budget.
Note that you should bear in mind the location of your work and the proximity of essential amenities to avoid offsetting the savings you make from lower rent prices by spending more on transport.
Here’s a look at the average rent and property prices you can expect in Dubai:
| Annual Rent (AED) | Sales Price (AED) | |
|---|---|---|
| Studio Apartment | 30,000 – 50,000 | 475,000 – 775,000 |
| 2-bedroom Apartment | 80,000 – 100,000 | 1,215,000 – 1,399,999 |
| 4-bedroom Villa | 200,000 – 265,000 | 5,000,000 – 6,300,000 |
Explore areas to buy property in Dubai
Utilities
Utilities, including basic utilities, as well as essentials like a phone plan, can add up, so it is important to budget for them. Their cost will depend on several factors like your usage or the size of your accommodation.
Here’s a look at the average amount you can expect to pay on utilities, including electricity bills, home internet, and more in Dubai
| Utility | Monthly Cost (AED) |
|---|---|
| Home Internet Plan | 311 |
| Basic Phone Plan | 25 |
| Basic Utilities for 85 m2 apartment (Cooling, Heating, Electricity, Garbage, Water) | 710 |
Overall, fresh produce and meat tend to be relatively affordable in Dubai relative to other major cities around the world. However, imported products, as expected, tend to be more expensive. In addition, hypermarkets and supermarkets like Carrefour, Spinneys, and Lulu are located abundantly across Dubai, and they often have reasonable offers and discounts.
Here’s a look at the prices of some common grocery items:
| Grocery Item | Price (AED) |
|---|---|
| Water (1.5 liter bottle) | 3.50 |
| Cocacola (1 Can 330 ml) | 4 |
| Milk (1 liter) | 8.40 |
| Loaf of Bread (500g) | 5.46 |
| White rice (1kg) | 10 |
| Eggs (6 pieces) | 7.30 |
| Cheese (1kg) | 68.3 |
| Chicken fillets (1kg) | 55.55 |
| Beef (1kg) | 56.9 |
| Apples (1kg) | 8.50 |
| Banana (1kg) | 6.76 |
| Oranges (1kg) | 3.85 |
| Tomato (1kg) | 6.95 |
| Potato (1kg) | 3.97 |
| Onion (1kg) | 2.40 |
Healthcare & Insurance
It is obligatory for all residents in the UAE to have health insurance. If a company is sponsoring you in Dubai, they must provide you with health insurance; in many cases, this insurance extends to your family.
However, if you are on an investor visa or, for any other reason, are not offered health insurance, then you must purchase a health insurance plan from one of the many providers in Dubai.
Besides, in case your income is less than AED 4,000 per month, you can get the Essential Benefits Plan (EBP), which offers the same coverage as the UAE public healthcare.
Additionally, for those who have any domestic worker employees, you must provide them with healthcare insurance.
If you decide to purchase health insurance, here’s a look at the average annual prices of different health insurance plans.
Here’s all you need to know about healthcare in UAE as an expat.
Annual Health Insurance Cost (AED):
| Individual | Family of four | |
|---|---|---|
| Basic Health Insurance | 600 – 800 | 17,000 |
| Comprehensive Health Plan | 5,500 | 33,500 |
| Premium Health Plan | 10,000 -15,000 | 70,000 |
| Essential Benefits Plans | 550 – 600 |
If you’re moving to Dubai as a family, school fees are likely a significant concern. We’ll lay out your options and average school fees to help you budget accordingly.
Public Schools
In Dubai, you’ll have the option to choose between public and private schools. Since 2001, expats in Dubai have been allowed to attend public schools. While public schools are free for Emiratis; however, expats are charged fees.
In addition, before deciding if public schools are the right choice for your child, note that public schools teach exclusively in Arabic. These schools implement the Emirati national curriculum and teach English as a second language.
Private schools
There are several international curriculums offered at private schools in Dubai, including IB, American, British and Indian. Note that private schools are often more expensive for expats than public schools; however, they offer international curricula. This helps students transfer easily between schools in different countries in case of relocating.
While fees for private schools can be quite costly, the emirate of Dubai has implemented a cap on the yearly increase of school fees to make a good education more accessible for families.
Additionally, bear in mind that you’ll need to factor in the added cost of the uniform, school supplies, school transportation, and school trips.
The table below shows the annual school fees for an expat student in grade 6 at different types of schools in Dubai to give you an idea:
| Annual Fees | |
|---|---|
| Public School (for expats) | 5,000- 16,500 |
| American Schools | 18,000 – 89,000 |
| British Schools | 20,000 – 87,000 |
| Indian Schools | 10,253 – 30,396 |
Click here to discover the perfect school for your kids!
Transport
There are several public transport options available in Dubai, including the metro and busses. A monthly pass for the metro in Dubai costs around AED 350 (~ 96 USD), and a single ride on the bus costs between AED 4 and 8 (~ 1-2 USD).
In addition, taxis and rideshares like Uber and Careem are also readily available, but they can be more expensive than other forms of transportation.
Alternatively, you might be interested in buying a car in Dubai. To give you an idea of car prices, a used 2019 Nissan Altima, a popular car in Dubai, can cost between AED 42,999 and AED 95,900.
The table below shows the average price of some common modes of transport in Dubai:
| Price (AED) | |
|---|---|
| Metro card (monthly pass) | 350 |
| Bus ride | 4 |
| Used 2019 Nissan Altima | 42,999 – 95,900 |
Leisure
Some popular leisure activities include visiting the many malls and shopping centres around Dubai, going to the beach, visiting theme parks, and going out to eat. Dubai has a plethora of diverse attractions with a wide range of prices. This means that whatever your budget, you can still find fun and affordable things to do across the city.
Check the table below for an idea of what some common leisure activities cost in Dubai:
| Cost (AED) | |
|---|---|
| Gym Membership (monthly) | 278 |
| Cinema Ticket | 45 |
| Average Restaurant Meal (per person) | 110 |
What is the Average Cost of Living in Dubai for Families, Singles, and Couples?
The table below sums up the different expenses mentioned above to estimate the average monthly costs you can expect in this city.
Here’s an estimate of the average cost of living in Dubai for singles, couples, and a family of four, excluding transport and leisure costs:
Average Monthly Costs (AED)
| Single | Couple | Family of Four | |
|---|---|---|---|
| Rent | 2,500 – 4170 | 5,000 – 9,000 | 5,900 – 12,000 |
| Utilities | 1,000 | 1,380 | 2,760 |
| Groceries | 1,025 | 2,250 | 4,000 |
| Leisure | 650 – 1,500 | 1,000 – 1,500 | 2000 – 3,000 |
| Transport | 400 – 1,500 | 800 – 1,840 | 1,500 – 3,700 |
| Education | – | – | 6,000 – 12,000 |
| Total | 5,625 – 9,245 | 10,432 – 15,970 | 22,160 – 37,460 |
Discover neighborhoods for singles in Dubai
Cost of Living in Dubai Vs India, UK, USA
Understanding the cost of living is essential when considering relocation. Below is a comparison of average monthly expenses for one person in Dubai, India, the UK, and the USA. The costs are converted to AED and cover key categories like rent, utilities, groceries, transportation, and dining out.
Check out this guide if you’re moving to Dubai from India
| Category | Dubai (AED) | India (AED) | UK (AED) | USA (AED) |
|---|---|---|---|---|
| Rent (1 bedroom apartment in city center) | 5505 | 917.5 | 5505 | 6606 |
| Utilities (monthly, 1 person) | 734 | 110.1 | 734 | 550.5 |
| Groceries (monthly, 1 person) | 1101 | 367 | 917.5 | 1101 |
| Transportation (monthly, 1 person) | 367 | 73.4 | 256.9 | 220.2 |
| Dining Out (monthly, 1 person) | 550.5 | 183.5 | 734 | 917.5 |
Hint: All these numbers are according to Numbeo.com analysis
Living in Dubai is generally more affordable compared to several major countries. The cost of living here is about 22% lower than in the United States. According to LivingCost.org, the United Arab Emirates ranks as the 19th most expensive country in the world. In contrast, the United States is ranked 7th, the United Kingdom holds the 12th position, and India is placed at 50th. These rankings indicate that while Dubai offers a comfortable lifestyle, it remains less costly than many Western nations.
What Is the Minimum Cost of Living in Dubai?
While the table above estimates the median cost of living, the minimum cost of living for a single person in Dubai would be around AED 6,000 per month to account for any unexpected expenses.
Quick Reference: Keep This Cost of Living Infographic for Dubai Handy! Click Here to Download Now.
Your Budget Planner
In conclusion, understanding your budget is crucial as it influences all aspects of your life and assists in evaluating your living costs in Dubai. To simplify this process, we have developed a free budget planner for you. Use this tool to effectively organize your finances and gain control over your expenditures. Ready to start planning? Access our free budget planner now and take the first step towards financial clarity
Click here to grab your free budgeting planner
FAQs
The average monthly cost of living in Dubai varies based on lifestyle and needs.
For a single person: expenses range from AED 5,625 to AED 9,245.
Couples can expect to spend between AED 10,432 to AED 15,970 per month
In Dubai, the rental prices for a 1-bedroom apartment vary significantly based on location and the amenities offered. On average, you can find a one bedroom apartment for rent in Dubai ranging from a modestAED 2,167 monthly to a more luxurious AED 26,667. The diversity in pricing reflects Dubai’s varied neighborhoods and lifestyle offerings, ensuring there’s something for every budget and preference.
A monthly income between 10,000 to 15,000 AED is generally considered comfortable in Dubai. This salary range typically allows for a decent standard of living plus savings.
In addition to that, a salary of around 5,000 AED is considered reasonable for those just beginning their careers. Besides, Managing basic living costs, including accommodation, food, and other essentials, is sufficient.
Yes. There’s a wide range of monthly short term rentals in Dubai, especially in renowned areas like Dubai Marina and Downtown Dubai. Moreover, choosing to have a short-term stay allows you to experience the lifestyle and amenities of these vibrant communities firsthand. This flexibility is perfect for those who are exploring their options before making a long-term commitment to a specific area in Dubai.
How much is the average rent in Dubai?
The average rent in Dubai varies depending on the location and size of the apartment.
– For a one-bedroom apartment, you can expect to pay around AED 5,365 per month if you’re going to rent in city center.
– If you’re looking for more space, a three-bedroom apartment in the city center averages about AED 10,144 per month.
In more affordable neighborhoods, the rent drops significantly. A one-bedroom apartment in these areas costs around AED 3,139, while a three-bedroom apartment is approximately AED 5,933 per month
To live comfortably in Dubai as an Egyptian, it’s suggested to have a monthly salary between AED 18,000 and AED 30,000. When converted, this is approximately EGP 151,000 to EGP 252,000. This should cover your rent, daily expenses, bills, and allow for additional health insurance if you want extra coverage
This article should help give you an idea of the minimum salary needed to live in Dubai. However, exactly how much you need will depend on your lifestyle, family situation, and how you choose to spend your money.
If you’re about to move to the UAE, check out this detailed guide on how to get your residence visa and Emirates ID.
